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When it comes to the most substantial investment in your life, home insurance protects what matters most. That's why you must be diligent about updating your current coverage when changes occur to your property. Home renovations can affect premiums, and it's important for homeowners to discuss improvements with their insurance agency to ensure they take the right steps.

If a customer or client is injured at your business location, you could be responsible for their medical expenses and other losses. Depending on the extent of the injury, this type of claim can be extremely expensive, which is why most business insurance policies offer liability coverage to protect you from this risk. Below is more information about general liability coverage so that you can ensure you have the right policy.

Hybrid cars offer numerous advantages, including a high resale value, exceptional fuel economy and reliability, and low carbon emissions. However, many prospective buyers are concerned about the cost of car insurance, as these cars are often more expensive to insure. Thankfully, you can still save money over time. Below is more information about why insurance costs are higher, as well as the available discounts.

Carrying business insurance protects your enterprise from unforeseen events that could significantly impact your financial stability. From natural disasters to fraud and liability claims, there are many risks to running a business, especially if you have a commercial property. While many entrepreneurs secure a policy when they first start, certain situations require you to update the coverage. Below are several instances when you should contact your agent and change the policy.

While a reliable home insurance policy will cover damage if a winter storm or sudden cold snap damages your house, preparing the property can help you avoid these issues. This ensures your home is safe and comfortable throughout the season, preventing dangerous conditions from intruding on your festivities during the holidays. Below are several strategies to get your house ready.

An attractive nuisance is a property feature that is potentially dangerous. While these installations can add comfort and function to your home, they also increase your liability risk, which often results in higher homeowners insurance premiums. Below is more information about some common attractive nuisances and how to reduce your risk.

While you cannot eliminate home insurance from your budget, there are ways to help ensure you’re getting the lowest rate possible. By modifying the policy, taking advantage of available discounts, and updating the home, you can protect the property without paying more than necessary. Here are some strategies to help lower the cost of your coverage.

Investing in a recreational vehicle (RV) allows you to travel across the country in a spacious, comfortable environment. However, as with any vehicle, there are several challenges that can arise when you are on the road. As such, preparing for the trip and securing adequate insurance before leaving will help protect you during the vacation. Below are several strategies to follow before you leave.

Whether you drive a motorcycle or traditional car, securing proper insurance coverage will protect you financially if you get into an accident. For the former, understanding how motorcycle insurance differs from standard auto policies ensures you get the right coverage for your needs. Below is a brief overview about this, as well as specific changes that are unique to insuring a motorcycle.

While a home insurance policy offers much-needed financial protection against issues like fire or theft, a standard policy doesn’t cover everything. Though your homeowners insurance will cover the loss of personal property, standard policies generally don’t include high-value items. These limits or exclusions mean you are financially responsible for such losses—unless you purchase a rider. Here’s what you should know.

If you are the proud owner of a new boat, protecting this investment will ensure you get the most use out of it. Purchasing comprehensive boat insurance will help you receive compensation if the vessel experiences damage due to theft, inclement weather, or accidents. However, you may wonder if there are ways to lower the monthly premium so that you don't have to pay as much. Here are several tips for minimizing your risk so that it is as affordable as possible.

To protect employees, many states require employers to have workers’ compensation coverage. This insurance covers medical bills and missed wages if an employee becomes injured or ill due to work conditions. When a worker files for this coverage, you must follow state guidelines to ensure you are reporting it properly. Here is a brief guide about what you should do.

When you run a business, having sufficient workers' compensation insurance protects your workers if they experience on-the-job injuries. Generally, you are legally required to carry this coverage, and understanding how it functions will ensure you secure the correct policy. Below is a brief introduction on the subject.

If you have never filed a homeowners insurance claim or looked at the specific details of the policy, you may not know what it covers. However, understanding all aspects of the coverage will help you create a customized plan that protects your essential items for the best price. Below are several areas where your policy extends so that you can make the best decision.